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BKAUATWW
SEPA Zone

IBAN for Bank Austria (UniCredit)

Bank Austria (UniCredit) is a major bank in Austria. IBANs at Bank Austria (UniCredit) are 20 characters long with SWIFT/BIC code BKAUATWW. Austrian subsidiary of UniCredit. Bank code 12000.

Bank Austria (UniCredit)

Austria · EUR

SWIFT / BIC
BKAUATWW
IBAN Length
20 characters
Country Code
AT
Currency
EUR (Euro)
SEPA Zone
Yes
Example IBAN
AT28 1200 0006 1435 6700

How to Pay Bank Austria (UniCredit) in Austria via Bitwage

Austria is in the SEPA zone. Bitwage routes payments to Bank Austria (UniCredit) accounts via SEPA instant transfer — typically settling in under 10 seconds, with fees far below a SWIFT wire.

01

Add Your Contractor

In Bitwage's contractor payments dashboard, add your Austria contractor. Enter their Bank Austria (UniCredit) IBAN (20 characters) and SWIFT code BKAUATWW.

02

Fund Your Bitwage Balance

Deposit USD into your Bitwage Balance. No need to pre-convert to local currency — Bitwage handles FX at a locked rate.

03

Execute the Payment

Bitwage converts your USD to EUR and routes via SEPA. Your contractor's Bank Austria (UniCredit) account is credited — typically same day.

Compliance & OFAC Screening

Bitwage screens every payment against OFAC sanctions lists before execution. International payments to Austria may require standard EU AML checks and contractor W-8BEN documentation. Bitwage handles this automatically for all Austria payments.

Bank Austria (UniCredit) IBAN FAQ

Common questions about Bank Austria (UniCredit) IBAN format, SWIFT code, and paying Austria contractors.

Bank Austria (UniCredit) IBANs are 20 characters long and start with AT. A typical example is AT28 1200 0006 1435 6700. Austrian subsidiary of UniCredit. Bank code 12000. For international payments you will also need the SWIFT/BIC code BKAUATWW.

The SWIFT/BIC code for Bank Austria (UniCredit) is <strong>BKAUATWW</strong>. This identifies Bank Austria (UniCredit) on the global SWIFT international wire transfer network. For SEPA transfers within the EU/EEA, the IBAN alone is sufficient — the SWIFT code is only required for non-SEPA international wires.

Add your contractor's Bank Austria (UniCredit) IBAN to Bitwage's {{link:products/contractor-payments}} platform. Since Austria is in the SEPA bank transfer zone, Bitwage routes the payment via SEPA instant — typically settling in seconds at near-zero cost. No SWIFT wire fee.

Yes. With {{link:products/masspay}} you can include any number of Austria contractors — including multiple Bank Austria (UniCredit) accounts — in a single CSV payment run. Bitwage validates each IBAN, locks the FX rate lock, and routes all payments simultaneously.

Pay Bank Austria (UniCredit) in Austria
Without the SWIFT Fee

Skip the $25–50 wire fee. Bitwage routes via SEPA instant — faster and cheaper for every contractor payment.