IBAN for PKO Bank Polski
PKO Bank Polski is a major bank in Poland. IBANs at PKO Bank Polski are 28 characters long with SWIFT/BIC code BPKOPLPW. Poland's largest bank by assets. Routing prefix 1020.
PKO Bank Polski
Poland · PLN
How to Pay PKO Bank Polski in Poland via Bitwage
Poland is in the SEPA zone. Bitwage routes payments to PKO Bank Polski accounts via SEPA instant transfer — typically settling in under 10 seconds, with fees far below a SWIFT wire.
Add Your Contractor
In Bitwage's contractor payments dashboard, add your Poland contractor. Enter their PKO Bank Polski IBAN (28 characters) and SWIFT code BPKOPLPW.
Fund Your Bitwage Balance
Deposit USD into your Bitwage Balance. No need to pre-convert to local currency — Bitwage handles FX at a locked rate.
Execute the Payment
Bitwage converts your USD to PLN and routes via SEPA. Your contractor's PKO Bank Polski account is credited — typically same day.
Compliance & OFAC Screening
Bitwage screens every payment against OFAC sanctions lists before execution. International payments to Poland may require standard EU AML checks and contractor W-8BEN documentation. Bitwage handles this automatically for all Poland payments.
Key Terms & Resources
Other Banks in Poland
Also paying contractors at other Poland banks?
PKO Bank Polski IBAN FAQ
Common questions about PKO Bank Polski IBAN format, SWIFT code, and paying Poland contractors.
PKO Bank Polski IBANs are 28 characters long and start with PL. A typical example is PL61 1020 1014 0000 0712 1981 2874. Poland's largest bank by assets. Routing prefix 1020. For international payments you will also need the SWIFT/BIC code BPKOPLPW.
The SWIFT/BIC code for PKO Bank Polski is <strong>BPKOPLPW</strong>. This identifies PKO Bank Polski on the global SWIFT international wire transfer network. For SEPA transfers within the EU/EEA, the IBAN alone is sufficient — the SWIFT code is only required for non-SEPA international wires.
Add your contractor's PKO Bank Polski IBAN to Bitwage's {{link:products/contractor-payments}} platform. Since Poland is in the SEPA bank transfer zone, Bitwage routes the payment via SEPA instant — typically settling in seconds at near-zero cost. No SWIFT wire fee.
Yes. With {{link:products/masspay}} you can include any number of Poland contractors — including multiple PKO Bank Polski accounts — in a single CSV payment run. Bitwage validates each IBAN, locks the FX rate lock, and routes all payments simultaneously.
Related Resources
Pay PKO Bank Polski in Poland
Without the SWIFT Fee
Skip the $25–50 wire fee. Bitwage routes via SEPA instant — faster and cheaper for every contractor payment.