OSKO Payments
in Australia
BPAY's OSKO overlay on the NPP for instant AUD bank-to-bank transfers.
OSKO in Australia
Australian Dollar · AUD
Contractor must provide BSB and account number.
Payment Journey
You fund in USD, stablecoin, or BTC — your contractor in Australia chooses how they receive it.
Fund your Bitwage Balance
USD via wire/ACH/FedNow, stablecoin (USDC/USDT), or BTC. Fund once — use for all payments.
Create a payment run
Add your Australia contractor(s) to a batch or individual payment. Set the amount in USD — Bitwage handles everything else.
Converts & delivers via OSKO
FX rate locks at approval. Bitwage converts USD → local currency and routes the payment via OSKO. Compliance screened automatically.
Funds arrive via OSKO
Settlement: < 60 seconds. Fees: 0–0.5%. Contractor can also choose USDC, USDT, or Bitcoin instead — they set their preference once.
How OSKO Works in Australia
Bitwage routes the payment via BPAY's OSKO service on the NPP infrastructure. Funds are credited to the contractor's account within 60 seconds.
Compliance & Security
Australian contractors (sole traders or PTY companies) must hold an ABN and invoice for their services. Foreign-sourced income must be declared to the ATO. Bitwage screens all payments against OFAC and AUSTRAC watchlists.
The AUD is a commodity-linked floating currency that can see significant volatility. Bitwage locks the USD/AUD rate at execution time to give contractors certainty on their dollar-equivalent payment.
Other Payment Methods in Australia
OSKO in Australia FAQ
Common questions about OSKO payments, settlement, fees, and requirements.
OSKO payments to Australia typically settle in < 60 seconds. Bitwage locks your FX rate lock at execution time so recipients receive exactly the amount shown in the payment preview.
Bitwage charges 0–0.5% for OSKO payments to Australia. There are no hidden per-transfer fees beyond the displayed rate. You can see the full cost breakdown before executing via our {{link:products/contractor-payments}} platform.
Contractor must provide BSB and account number. Bitwage validates all payment details before executing. For batch payments to multiple contractors, use {{link:products/masspay}} to upload a CSV with all recipient details at once.
Yes. With {{link:products/masspay}} you can include any number of Australia-based contractors in a single payment run, mixing OSKO with other local rails. All FX conversions are locked at batch payment processing execution time.
Start Sending OSKO Payments to Australia
Settlement in < 60 seconds. Fees from 0–0.5%. OFAC screened on every payment.