PIX Payments
in Brazil
Banco Central do Brasil's 24/7 instant payment system, settled in under 10 seconds.
PIX in Brazil
Brazilian Real · BRL
Contractor must provide their PIX key (CPF, phone, email, or random key).
Payment Journey
You fund in USD, stablecoin, or BTC — your contractor in Brazil chooses how they receive it.
Fund your Bitwage Balance
USD via wire/ACH/FedNow, stablecoin (USDC/USDT), or BTC. Fund once — use for all payments.
Create a payment run
Add your Brazil contractor(s) to a batch or individual payment. Set the amount in USD — Bitwage handles everything else.
Converts & delivers via PIX
FX rate locks at approval. Bitwage converts USD → local currency and routes the payment via PIX. Compliance screened automatically.
Funds arrive via PIX
Settlement: < 10 seconds. Fees: 0–0.5%. Contractor can also choose USDC, USDT, or Bitcoin instead — they set their preference once.
How PIX Works in Brazil
Bitwage converts USD to BRL at the locked rate and submits a PIX credit transfer. Banco Central's clearing system confirms settlement in seconds, day or night.
Compliance & Security
Brazil requires foreign payments to be declared to Receita Federal. Contractors receiving foreign income must use a CPF for tax registration. Bitwage performs OFAC screening and collects W-8BEN for US reporting purposes.
The BRL is managed by Banco Central do Brasil. Bitwage locks the USD/BRL rate at execution time, giving both parties certainty before funds move. BRL can be volatile around Brazilian political events.
Other Payment Methods in Brazil
PIX in Brazil FAQ
Common questions about PIX payments, settlement, fees, and requirements.
PIX payments to Brazil typically settle in < 10 seconds. Bitwage locks your FX rate lock at execution time so recipients receive exactly the amount shown in the payment preview.
Bitwage charges 0–0.5% for PIX payments to Brazil. There are no hidden per-transfer fees beyond the displayed rate. You can see the full cost breakdown before executing via our {{link:products/contractor-payments}} platform.
Contractor must provide their PIX key (CPF, phone, email, or random key). Bitwage validates all payment details before executing. For batch payments to multiple contractors, use {{link:products/masspay}} to upload a CSV with all recipient details at once.
Yes. With {{link:products/masspay}} you can include any number of Brazil-based contractors in a single payment run, mixing PIX with other local rails. All FX conversions are locked at batch payment processing execution time.
Start Sending PIX Payments to Brazil
Settlement in < 10 seconds. Fees from 0–0.5%. OFAC screened on every payment.