SEPA Credit Transfer Payments
in Ireland
Standard next-business-day EUR transfer via TARGET2.
SEPA Credit Transfer in Ireland
Euro · EUR
Contractor must provide their IBAN and BIC.
Payment Journey
You fund in USD, stablecoin, or BTC — your contractor in Ireland chooses how they receive it.
Fund your Bitwage Balance
USD via wire/ACH/FedNow, stablecoin (USDC/USDT), or BTC. Fund once — use for all payments.
Create a payment run
Add your Ireland contractor(s) to a batch or individual payment. Set the amount in USD — Bitwage handles everything else.
Converts & delivers via SEPA Credit Transfer
FX rate locks at approval. Bitwage converts USD → local currency and routes the payment via SEPA Credit Transfer. Compliance screened automatically.
Funds arrive via SEPA Credit Transfer
Settlement: 1 business day. Fees: 0–0.3%. Contractor can also choose USDC, USDT, or Bitcoin instead — they set their preference once.
How SEPA Credit Transfer Works in Ireland
Bitwage submits a SEPA Credit Transfer before the TARGET2 cut-off. Settlement occurs the following business day.
Compliance & Security
Irish contractors must register with Revenue Ireland and issue invoices for self-employed income. Many US tech companies have Irish subsidiaries; Bitwage handles both US-parent and EU-entity payroll flows.
Ireland uses the Euro. For USD-funded payments, Bitwage locks USD/EUR at execution. Ireland is a major EU tech hub, and many companies pay Irish contractors from USD treasury.
Other Payment Methods in Ireland
SEPA Credit Transfer in Ireland FAQ
Common questions about SEPA Credit Transfer payments, settlement, fees, and requirements.
SEPA Credit Transfer payments to Ireland typically settle in 1 business day. Bitwage locks your FX rate lock at execution time so recipients receive exactly the amount shown in the payment preview.
Bitwage charges 0–0.3% for SEPA Credit Transfer payments to Ireland. There are no hidden per-transfer fees beyond the displayed rate. You can see the full cost breakdown before executing via our {{link:products/contractor-payments}} platform.
Contractor must provide their IBAN and BIC. Bitwage validates all payment details before executing. For batch payments to multiple contractors, use {{link:products/masspay}} to upload a CSV with all recipient details at once.
Yes. With {{link:products/masspay}} you can include any number of Ireland-based contractors in a single payment run, mixing SEPA Credit Transfer with other local rails. All FX conversions are locked at batch payment processing execution time.
Start Sending SEPA Credit Transfer Payments to Ireland
Settlement in 1 business day. Fees from 0–0.3%. OFAC screened on every payment.