Dollar-Cost Averaging Bitcoin from Your Paycheck
Automatic Bitcoin DCA from every paycheck — no manual purchases, no exchange accounts, no decision fatigue.
Explore the W2 crypto payroll benefitDollar-cost averaging into Bitcoin manually requires discipline: remembering to buy on a schedule, maintaining an exchange account, executing the purchase, and tracking cost basis. Most people who intend to DCA into Bitcoin manually do not do it consistently. The Bitwage payroll allocation removes every friction point by making the purchase automatic and tied to paycheck timing.
When an employee sets a 20% Bitcoin allocation in Bitwage, Bitwage converts 20% of each net paycheck to Bitcoin at market rate on payday. The employee gets the economic effect of consistent DCA without any manual action after the initial setup. Over a 2-year period with biweekly paychecks, this is 52 automatic Bitcoin purchases at varied prices — precisely the DCA strategy most financial writers recommend.
For employers, this is a differentiated benefit to communicate during recruiting. "We offer automatic Bitcoin DCA from paycheck" is a meaningful sentence to candidates evaluating job offers who want crypto exposure but lack the discipline for manual accumulation. The setup takes minutes; the benefit runs indefinitely without either the employer or employee doing anything.
How Bitwage Solves This
- Powered by the W2 crypto payroll benefit
- FX rate locked at payment approval — zero slippage
- OFAC screening before every payment execution
- Full audit trail and ERP-ready export
Frequently Asked Questions
Bitwage converts the allocated amount at the market rate at the time of paycheck processing. This is effectively automatic dollar-cost averaging (DCA) — each paycheck buys at the current market price, regardless of whether it is higher or lower than the previous purchase.
Bitwage supports Bitcoin and Ethereum contractor payments. Employees can allocate to BTC, ETH, or split between them. USDC is also supported for employees who want dollar-pegged crypto exposure without price volatility.
Employees can configure their Bitcoin to go to an external wallet address they control, or to a Bitwage custody account for employees who don't yet have a self-custody wallet set up.
Start paying with Bitwage today
Explore the full W2 crypto payroll benefit or explore all use cases.