IBAN for Lydia / Sumeria
Lydia / Sumeria is a major bank in France. IBANs at Lydia / Sumeria are 27 characters long with SWIFT/BIC code LYDIFRP1. French neobank (rebranded Sumeria). Widely used by freelancers.
Lydia / Sumeria
France · EUR
How to Pay Lydia / Sumeria in France via Bitwage
France is in the SEPA zone. Bitwage routes payments to Lydia / Sumeria accounts via SEPA instant transfer — typically settling in under 10 seconds, with fees far below a SWIFT wire.
Add Your Contractor
In Bitwage's contractor payments dashboard, add your France contractor. Enter their Lydia / Sumeria IBAN (27 characters) and SWIFT code LYDIFRP1.
Fund Your Bitwage Balance
Deposit USD into your Bitwage Balance. No need to pre-convert to local currency — Bitwage handles FX at a locked rate.
Execute the Payment
Bitwage converts your USD to EUR and routes via SEPA. Your contractor's Lydia / Sumeria account is credited — typically same day.
Compliance & OFAC Screening
Bitwage screens every payment against OFAC sanctions lists before execution. International payments to France may require standard EU AML checks and contractor W-8BEN documentation. Bitwage handles this automatically for all France payments.
Key Terms & Resources
Other Banks in France
Also paying contractors at other France banks?
Lydia / Sumeria IBAN FAQ
Common questions about Lydia / Sumeria IBAN format, SWIFT code, and paying France contractors.
Lydia / Sumeria IBANs are 27 characters long and start with FR. A typical example is FR76 3000 4000 0500 0000 0000 457. French neobank (rebranded Sumeria). Widely used by freelancers. For international payments you will also need the SWIFT/BIC code LYDIFRP1.
The SWIFT/BIC code for Lydia / Sumeria is <strong>LYDIFRP1</strong>. This identifies Lydia / Sumeria on the global SWIFT international wire transfer network. For SEPA transfers within the EU/EEA, the IBAN alone is sufficient — the SWIFT code is only required for non-SEPA international wires.
Add your contractor's Lydia / Sumeria IBAN to Bitwage's {{link:products/contractor-payments}} platform. Since France is in the SEPA bank transfer zone, Bitwage routes the payment via SEPA instant — typically settling in seconds at near-zero cost. No SWIFT wire fee.
Yes. With {{link:products/masspay}} you can include any number of France contractors — including multiple Lydia / Sumeria accounts — in a single CSV payment run. Bitwage validates each IBAN, locks the FX rate lock, and routes all payments simultaneously.
Related Resources
Pay Lydia / Sumeria in France
Without the SWIFT Fee
Skip the $25–50 wire fee. Bitwage routes via SEPA instant — faster and cheaper for every contractor payment.