IBAN in France
France IBANs are 27 characters long, starting with FR. Below you'll find the format, an example, and 5 major banks with SWIFT codes.
France IBAN Format
Euro · EUR
France IBAN Structure
2-letter country code + 2 check digits + 5-digit bank code + 5-digit branch code + 11-char account number + 2 national check digits
How Bitwage Pays France
Bitwage routes France contractor payments via SEPA instant transfer — typically free and settling in under 10 seconds. You enter the contractor's IBAN and SWIFT code; Bitwage handles FX conversion and routing.
See all France payment railsMajor Banks in France with SWIFT Codes
Click any bank for a bank-specific IBAN example and payment instructions.
| Bank | SWIFT / BIC | |
|---|---|---|
| BNP Paribas | BNPAFRPP | IBAN guide |
| Crédit Agricole | AGRIFRPP | IBAN guide |
| Société Générale | SOGEFRPP | IBAN guide |
| La Banque Postale | PSSTFRPP | IBAN guide |
| Lydia / Sumeria | LYDIFRP1 | IBAN guide |
Skip the SWIFT fee. Pay via Bitwage.
Route France contractor payments via SEPA — same-day, near-zero fees.
France IBAN FAQ
Common questions about France IBAN format, validation, and international payments.
France IBANs are 27 characters long and always start with FR. The structure is: 2-letter country code + 2 check digits + 5-digit bank code + 5-digit branch code + 11-char account number + 2 national check digits. An example France IBAN looks like: FR76 3000 6000 0112 3456 7890 189.
For SEPA payments within the EU/EEA — including to France — the IBAN alone is sufficient. For international SWIFT international wire transfer wires from outside the SEPA zone, you will also need the bank's BIC/SWIFT code.
France is in the SEPA bank transfer zone, so Bitwage routes your payment via SEPA — typically for free or a fraction of a percent. No $25–50 SWIFT wire fee. Just enter the contractor's IBAN and Bitwage handles the rest via {{link:products/contractor-payments}}.
A valid France IBAN is exactly 27 characters, starts with FR, and passes the mod-97 check digit algorithm. Bitwage validates all IBANs automatically before routing any payment — preventing misdirected funds. For batch payments, use {{link:products/masspay}} with CSV upload.
Ready to Pay France Contractors?
Skip the SWIFT fee. Bitwage routes via SEPA instant — faster and cheaper.