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BE ยท IBAN 16 chars
SEPA Zone

IBAN in Belgium

Belgium IBANs are 16 characters long, starting with BE. Below you'll find the format, an example, and 5 major banks with SWIFT codes.

Belgium IBAN Format

Euro ยท EUR

IBAN Length
16 characters
Country Code
BE
Currency
EUR (Euro)
SEPA Zone
Yes โ€” free SEPA transfers
IBAN Format
BEkk BBBC CCCC CCXX
Example IBAN
BE68 5390 0754 7034

Belgium IBAN Structure

2-letter country code + 2 check digits + 3-digit bank code + 7-digit account number + 2 national check digits

Example
BE68 5390 0754 7034

Major Banks in Belgium with SWIFT Codes

Click any bank for a bank-specific IBAN example and payment instructions.

BankSWIFT / BIC
KBC BankKREDBEBBIBAN guide
BNP Paribas FortisGEBABEBBIBAN guide
Belfius BankGKCCBEBBIBAN guide
ING BelgiumBBRUBEBBIBAN guide
ArgentaARSPBE22IBAN guide

Skip the SWIFT fee. Pay via Bitwage.

Route Belgium contractor payments via SEPA โ€” same-day, near-zero fees.

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Belgium IBAN FAQ

Common questions about Belgium IBAN format, validation, and international payments.

Belgium IBANs are 16 characters long and always start with BE. The structure is: 2-letter country code + 2 check digits + 3-digit bank code + 7-digit account number + 2 national check digits. An example Belgium IBAN looks like: BE68 5390 0754 7034.

For SEPA payments within the EU/EEA โ€” including to Belgium โ€” the IBAN alone is sufficient. For international SWIFT international wire transfer wires from outside the SEPA zone, you will also need the bank's BIC/SWIFT code.

Belgium is in the SEPA bank transfer zone, so Bitwage routes your payment via SEPA โ€” typically for free or a fraction of a percent. No $25โ€“50 SWIFT wire fee. Just enter the contractor's IBAN and Bitwage handles the rest via {{link:products/contractor-payments}}.

A valid Belgium IBAN is exactly 16 characters, starts with BE, and passes the mod-97 check digit algorithm. Bitwage validates all IBANs automatically before routing any payment โ€” preventing misdirected funds. For batch payments, use {{link:products/masspay}} with CSV upload.

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