IBAN in Netherlands
Netherlands IBANs are 18 characters long, starting with NL. Below you'll find the format, an example, and 5 major banks with SWIFT codes.
Netherlands IBAN Format
Euro · EUR
Netherlands IBAN Structure
2-letter country code + 2 check digits + 4-char bank code + 10-digit account number
Major Banks in Netherlands with SWIFT Codes
Click any bank for a bank-specific IBAN example and payment instructions.
| Bank | SWIFT / BIC | |
|---|---|---|
| ABN AMRO | ABNANL2A | IBAN guide |
| ING Bank | INGBNL2A | IBAN guide |
| Rabobank | RABONL2U | IBAN guide |
| SNS Bank | SNSBNL2A | IBAN guide |
| Bunq | BUNQNL2A | IBAN guide |
Skip the SWIFT fee. Pay via Bitwage.
Route Netherlands contractor payments via SEPA — same-day, near-zero fees.
Netherlands IBAN FAQ
Common questions about Netherlands IBAN format, validation, and international payments.
Netherlands IBANs are 18 characters long and always start with NL. The structure is: 2-letter country code + 2 check digits + 4-char bank code + 10-digit account number. An example Netherlands IBAN looks like: NL91 ABNA 0417 1643 00.
For SEPA payments within the EU/EEA — including to Netherlands — the IBAN alone is sufficient. For international SWIFT international wire transfer wires from outside the SEPA zone, you will also need the bank's BIC/SWIFT code.
Netherlands is in the SEPA bank transfer zone, so Bitwage routes your payment via SEPA — typically for free or a fraction of a percent. No $25–50 SWIFT wire fee. Just enter the contractor's IBAN and Bitwage handles the rest via {{link:products/contractor-payments}}.
A valid Netherlands IBAN is exactly 18 characters, starts with NL, and passes the mod-97 check digit algorithm. Bitwage validates all IBANs automatically before routing any payment — preventing misdirected funds. For batch payments, use {{link:products/masspay}} with CSV upload.
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