IBAN in Spain
Spain IBANs are 24 characters long, starting with ES. Below you'll find the format, an example, and 5 major banks with SWIFT codes.
Spain IBAN Format
Euro · EUR
Spain IBAN Structure
2-letter country code + 2 check digits + 4-digit bank code + 4-digit branch code + 2 control digits + 10-digit account number
How Bitwage Pays Spain
Bitwage routes Spain contractor payments via SEPA instant transfer — typically free and settling in under 10 seconds. You enter the contractor's IBAN and SWIFT code; Bitwage handles FX conversion and routing.
See all Spain payment railsMajor Banks in Spain with SWIFT Codes
Click any bank for a bank-specific IBAN example and payment instructions.
| Bank | SWIFT / BIC | |
|---|---|---|
| Banco Santander | BSCHESMMXXX | IBAN guide |
| BBVA | BBVAESMMXXX | IBAN guide |
| CaixaBank | CAIXESBBXXX | IBAN guide |
| Bankia (now CaixaBank) | CAIXESBBXXX | IBAN guide |
| Banco Sabadell | BSABESBBXXX | IBAN guide |
Skip the SWIFT fee. Pay via Bitwage.
Route Spain contractor payments via SEPA — same-day, near-zero fees.
Spain IBAN FAQ
Common questions about Spain IBAN format, validation, and international payments.
Spain IBANs are 24 characters long and always start with ES. The structure is: 2-letter country code + 2 check digits + 4-digit bank code + 4-digit branch code + 2 control digits + 10-digit account number. An example Spain IBAN looks like: ES79 2100 0813 6101 2345 6789.
For SEPA payments within the EU/EEA — including to Spain — the IBAN alone is sufficient. For international SWIFT international wire transfer wires from outside the SEPA zone, you will also need the bank's BIC/SWIFT code.
Spain is in the SEPA bank transfer zone, so Bitwage routes your payment via SEPA — typically for free or a fraction of a percent. No $25–50 SWIFT wire fee. Just enter the contractor's IBAN and Bitwage handles the rest via {{link:products/contractor-payments}}.
A valid Spain IBAN is exactly 24 characters, starts with ES, and passes the mod-97 check digit algorithm. Bitwage validates all IBANs automatically before routing any payment — preventing misdirected funds. For batch payments, use {{link:products/masspay}} with CSV upload.
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