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HANDSESS
SEPA Zone

IBAN for Handelsbanken

Handelsbanken is a major bank in Sweden. IBANs at Handelsbanken are 24 characters long with SWIFT/BIC code HANDSESS. Major Swedish bank. Clearing codes 6000-6999.

Handelsbanken

Sweden · SEK

SWIFT / BIC
HANDSESS
IBAN Length
24 characters
Country Code
SE
Currency
SEK (Swedish Krona)
SEPA Zone
Yes
Example IBAN
SE35 6000 0000 0000 0012 3456

How to Pay Handelsbanken in Sweden via Bitwage

Sweden is in the SEPA zone. Bitwage routes payments to Handelsbanken accounts via SEPA instant transfer — typically settling in under 10 seconds, with fees far below a SWIFT wire.

01

Add Your Contractor

In Bitwage's contractor payments dashboard, add your Sweden contractor. Enter their Handelsbanken IBAN (24 characters) and SWIFT code HANDSESS.

02

Fund Your Bitwage Balance

Deposit USD into your Bitwage Balance. No need to pre-convert to local currency — Bitwage handles FX at a locked rate.

03

Execute the Payment

Bitwage converts your USD to SEK and routes via SEPA. Your contractor's Handelsbanken account is credited — typically same day.

Compliance & OFAC Screening

Bitwage screens every payment against OFAC sanctions lists before execution. International payments to Sweden may require standard EU AML checks and contractor W-8BEN documentation. Bitwage handles this automatically for all Sweden payments.

Handelsbanken IBAN FAQ

Common questions about Handelsbanken IBAN format, SWIFT code, and paying Sweden contractors.

Handelsbanken IBANs are 24 characters long and start with SE. A typical example is SE35 6000 0000 0000 0012 3456. Major Swedish bank. Clearing codes 6000-6999. For international payments you will also need the SWIFT/BIC code HANDSESS.

The SWIFT/BIC code for Handelsbanken is <strong>HANDSESS</strong>. This identifies Handelsbanken on the global SWIFT international wire transfer network. For SEPA transfers within the EU/EEA, the IBAN alone is sufficient — the SWIFT code is only required for non-SEPA international wires.

Add your contractor's Handelsbanken IBAN to Bitwage's {{link:products/contractor-payments}} platform. Since Sweden is in the SEPA bank transfer zone, Bitwage routes the payment via SEPA instant — typically settling in seconds at near-zero cost. No SWIFT wire fee.

Yes. With {{link:products/masspay}} you can include any number of Sweden contractors — including multiple Handelsbanken accounts — in a single CSV payment run. Bitwage validates each IBAN, locks the FX rate lock, and routes all payments simultaneously.

Pay Handelsbanken in Sweden
Without the SWIFT Fee

Skip the $25–50 wire fee. Bitwage routes via SEPA instant — faster and cheaper for every contractor payment.