IBAN for Klarna Bank
Klarna Bank is a major bank in Sweden. IBANs at Klarna Bank are 24 characters long with SWIFT/BIC code KLARSES1. Swedish fintech with banking license. Issues IBANs to account holders.
Klarna Bank
Sweden · SEK
How to Pay Klarna Bank in Sweden via Bitwage
Sweden is in the SEPA zone. Bitwage routes payments to Klarna Bank accounts via SEPA instant transfer — typically settling in under 10 seconds, with fees far below a SWIFT wire.
Add Your Contractor
In Bitwage's contractor payments dashboard, add your Sweden contractor. Enter their Klarna Bank IBAN (24 characters) and SWIFT code KLARSES1.
Fund Your Bitwage Balance
Deposit USD into your Bitwage Balance. No need to pre-convert to local currency — Bitwage handles FX at a locked rate.
Execute the Payment
Bitwage converts your USD to SEK and routes via SEPA. Your contractor's Klarna Bank account is credited — typically same day.
Compliance & OFAC Screening
Bitwage screens every payment against OFAC sanctions lists before execution. International payments to Sweden may require standard EU AML checks and contractor W-8BEN documentation. Bitwage handles this automatically for all Sweden payments.
Key Terms & Resources
Other Banks in Sweden
Also paying contractors at other Sweden banks?
Klarna Bank IBAN FAQ
Common questions about Klarna Bank IBAN format, SWIFT code, and paying Sweden contractors.
Klarna Bank IBANs are 24 characters long and start with SE. A typical example is SE19 9500 0000 0000 0123 4567. Swedish fintech with banking license. Issues IBANs to account holders. For international payments you will also need the SWIFT/BIC code KLARSES1.
The SWIFT/BIC code for Klarna Bank is <strong>KLARSES1</strong>. This identifies Klarna Bank on the global SWIFT international wire transfer network. For SEPA transfers within the EU/EEA, the IBAN alone is sufficient — the SWIFT code is only required for non-SEPA international wires.
Add your contractor's Klarna Bank IBAN to Bitwage's {{link:products/contractor-payments}} platform. Since Sweden is in the SEPA bank transfer zone, Bitwage routes the payment via SEPA instant — typically settling in seconds at near-zero cost. No SWIFT wire fee.
Yes. With {{link:products/masspay}} you can include any number of Sweden contractors — including multiple Klarna Bank accounts — in a single CSV payment run. Bitwage validates each IBAN, locks the FX rate lock, and routes all payments simultaneously.
Related Resources
Pay Klarna Bank in Sweden
Without the SWIFT Fee
Skip the $25–50 wire fee. Bitwage routes via SEPA instant — faster and cheaper for every contractor payment.