Instant Funding via FedNow for Same-Day Payroll
Fund your Balance via FedNow in seconds and execute international payroll the same day.
Explore the Bitwage Balance pre-funded treasuryACH transfers take 1–2 business days. For companies that run payroll on a deadline — Friday payroll, end-of-month vendor runs — this means initiating funding Wednesday to be safe. If you miss the window, contractors don't get paid on time. FedNow eliminates this constraint: funds transfer in seconds, 24/7/365, including weekends and holidays.
Bitwage Balance accepts FedNow instant payments for same-day funding. Once your bank initiates a FedNow transfer, funds appear in your Balance within seconds. You can immediately queue and execute a payroll run — same day, without waiting for ACH settlement. For urgent payments or catch-up payroll runs, this removes the last funding bottleneck.
FedNow's always-on availability also means payroll no longer needs to be scheduled around banking hours. If a contractor needs an emergency payment on a Saturday, you can fund via FedNow and execute immediately — something impossible with ACH or traditional wires that only process on business days.
How Bitwage Solves This
- Powered by the Bitwage Balance pre-funded treasury
- FX rate locked at payment approval — zero slippage
- OFAC screening before every payment execution
- Full audit trail and ERP-ready export
Country-Specific Guides
Frequently Asked Questions
FedNow instant payment is the Federal Reserve's instant payment service that enables 24/7/365 real-time payment between US bank accounts. Unlike ACH, it settles in seconds rather than days, and it is always available — including weekends and holidays.
FedNow adoption among US banks is growing rapidly. Most large banks and credit unions now support FedNow sending and receiving. Check with your banking provider — alternatively, you can fund via RTP real-time payment (The Clearing House Real-Time Payments) which has comparable speed and availability.
FedNow has a per-transaction limit that varies by bank (typically $500,000–$1,000,000). For larger funding needs, wire transfer is available with same-day settlement. Contact your bank for specific limits.
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