Pre-Funded Treasury for International Payments
Fund once. Execute unlimited international payments on demand — no per-payment wire delays.
Explore the Bitwage Balance pre-funded treasuryThe biggest operational bottleneck in international payroll is funding. Most platforms require you to wire funds for each payroll run — which means a 1–2 day funding window before every payment execution. If a run needs to go out Friday, you need to initiate funding Wednesday. This creates operational complexity and cash flow constraints at exactly the wrong moment.
Bitwage Balance eliminates this bottleneck. Fund your Balance once via ACH, FedNow, or wire. Funds sit in an FBO-segregated custody account — segregated from Bitwage's operating capital and FDIC-insured. When payroll runs, it draws from your pre-funded balance instantly. No per-run funding delay; no wire initiations per payroll cycle.
The pre-funded model also unlocks FX rate locking at any time. Because funds are already on-platform, the rate locks the moment you approve a payment — not 2 days later when a wire clears. For companies managing large multi-currency payrolls, this eliminates significant FX exposure across the payroll cycle.
How Bitwage Solves This
- Powered by the Bitwage Balance pre-funded treasury
- FX rate locked at payment approval — zero slippage
- OFAC screening before every payment execution
- Full audit trail and ERP-ready export
Country-Specific Guides
Frequently Asked Questions
Bitwage Balance is held in an FBO custody account account — For Benefit Of — which segregates your funds from Bitwage's operating capital. Your balance is FDIC-insured and never commingled with other client funds.
Fund via ACH bank transfer (1–2 business days), FedNow instant payment instant payment (minutes), or wire transfer. FedNow is the fastest option for same-day funding.
No minimum balance. You can fund exactly the amount needed for upcoming payrolls. Many companies maintain a rolling balance of 2–4 weeks of payroll as a buffer to avoid funding delays.
Start paying with Bitwage today
Explore the full Bitwage Balance pre-funded treasury or explore all use cases.